Sebastian Flückiger

Sebastian Flückiger

Founder & Developer

The Story Behind BUDGT

Back in 2013, I was a student at ETH Zürich struggling with a challenge many students face: making a limited budget last the entire month. I'd try spreadsheets, apps, and mental math, but nothing stuck. The tools were either too complicated or required too much effort.

One day, I asked myself a simple question: "What if I just knew exactly how much I could spend today?" That single insight became BUDGT.

Instead of tracking categories, analyzing trends, or syncing bank accounts, BUDGT does one thing brilliantly: it tells you your daily spending limit. Stay under it, and you're guaranteed to have money left at month's end. It's budgeting reduced to its essence.

What started as a personal tool has grown into an app that's helped thousands of people take control of their finances. Single parents stretching every dollar. Students managing tight budgets. Professionals finally breaking the paycheck-to-paycheck cycle.

Today, I continue developing BUDGT with the same philosophy: simplicity wins. No unnecessary features. No data collection. Just one number that helps you make better spending decisions every day.

Education

M.Sc. Management, Technology & Economics — ETH Zürich