Free Budgeting Tools

Take control of your finances with our free calculators. No signup required. Your data stays in your browser.

100% Free • No Account Needed • Private

Calculate your daily spending limit based on your income, expenses, and savings goals. See exactly how much you can spend each day.

Set your target savings rate and see your daily spending limit. Perfect for financial independence seekers aiming for 50%+ savings rates.

Compare what you planned to spend vs what you actually spent. Perfect for monthly reviews, holiday budgets, or any spending period.

Split your income into needs, wants, and savings using the popular budgeting rule.

Calculate your monthly mortgage payment including principal, interest, taxes, and insurance. Country-specific versions available.

Find out when you can stop saving for retirement and let compound growth do the rest. Visualize your path to Coast FIRE.

Calculate your daily spending limit in retirement using the 4% rule. See exactly how much you can spend each day from your portfolio.

Find out how much you need in your emergency fund and how long it will take to build it.

Coming soon

See how fast you can pay off debt with different payment strategies.

Coming soon

See It In Action

BUDGT does all this automatically, every day. One glance tells you exactly where you stand.

Full budget available

On track today

Time to slow down

Free on the App Store