A$ Australian Dollar

Budgeting in Australia

Money management strategies for Australians to maximize their daily spending power.

Calculate Your Daily Budget in AUD

Enter your income and expenses to find out exactly what you can spend each day. The calculator uses Australian Dollar (A$) as the default currency.

Income

$0
$

Fixed Expenses

-$0
$
$

Savings Goal

$0/month

How much of your remaining income do you want to save?

0% 50%

10% of remaining income

Monthly Budget

Total Income $0
Fixed Expenses -$0
Savings Goal -$0
Available for Spending $0

Your Daily Budget

Currency:
Month:
(31 days)
$0
per day

That's $0 ÷ 31 days = $0.00/day

Budgeting Tips for Australia

1

Contribute extra to Superannuation for tax benefits

2

Use HECS-HELP threshold awareness for education debt

3

Take advantage of the First Home Super Saver Scheme

4

Factor in high petrol costs for regional living

5

Compare health insurance during open enrollment periods

Common Budgeting Challenges in Australia

  • High cost of living in major cities (Sydney, Melbourne)
  • Rising housing costs and rental prices
  • Petrol and transport costs for suburban dwellers
  • Childcare costs among the highest globally

Frequently Asked Questions

How do I budget in Australia?

Start by calculating your monthly income in AUD, subtract fixed expenses like rent and utilities, set a savings goal, then divide the remaining amount by the days in the month to get your daily budget. Use the calculator above to do this automatically.

What's the average daily budget in Australia?

Based on a median income of A$5,500/month, after typical expenses for rent and utilities, and saving 12% of remaining income, a typical daily budget is around A$101 per day. Your actual budget will depend on your specific income and expenses.

Does this calculator need to connect to my bank?

No. This calculator is 100% private. There's no bank connection, no account creation, and no data collection. Everything stays in your browser and is never sent anywhere. Your financial privacy is completely protected.

Helpful Resources

  • MoneySmart (ASIC) - Australian financial guidance
  • Centrelink - government benefits information
  • ATO - tax and superannuation resources

Budgeting Tips & Guides

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The 50/30/20 Rule: The Simplest Budget That Works

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Track Your Daily Budget on the Go

Download BUDGT to track expenses in Australian Dollar anywhere — even offline.

Download for iOS