Budgeting in India
Smart money management strategies for Indian families and individuals.
Calculate Your Daily Budget in INR
Enter your income and expenses to find out exactly what you can spend each day. The calculator uses Indian Rupee (₹) as the default currency.
Income
$0Fixed Expenses
-$0Savings Goal
$0/monthHow much of your remaining income do you want to save?
10% of remaining income
Monthly Budget
Your Daily Budget
That's $0 ÷ 31 days = $0.00/day
Budgeting Tips for India
Track expenses in lakhs and crores for larger budgets
Use UPI apps for cashless, trackable transactions
Take advantage of PPF and NPS for tax-saving investments
Plan for festival expenses (Diwali, weddings) throughout the year
Consider SIPs for systematic investment in mutual funds
Common Budgeting Challenges in India
- High inflation impacts daily expenses significantly
- Family financial obligations (weddings, festivals) can strain budgets
- Cash transactions make tracking difficult
- Rising urban housing costs in metro cities
Frequently Asked Questions
How do I budget in India?
Start by calculating your monthly income in INR, subtract fixed expenses like rent and utilities, set a savings goal, then divide the remaining amount by the days in the month to get your daily budget. Use the calculator above to do this automatically.
What's the average daily budget in India?
Based on a median income of ₹50,000/month, after typical expenses for rent and utilities, and saving 20% of remaining income, a typical daily budget is around ₹853 per day. Your actual budget will depend on your specific income and expenses.
Does this calculator need to connect to my bank?
No. This calculator is 100% private. There's no bank connection, no account creation, and no data collection. Everything stays in your browser and is never sent anywhere. Your financial privacy is completely protected.
Helpful Resources
- RBI - Reserve Bank of India financial literacy
- SEBI - Securities and Exchange Board investor education
- Income Tax India - tax planning resources
Budgeting Tips & Guides
Managing EMIs Without Losing Sleep: A Simple Approach to Loan Tracking
Juggling phone EMIs, car loans, and credit card dues? Here's a simple system to track and manage multiple EMIs without the anxiety.
Indian Wedding Guest Survival Guide: Budgeting for Shaadi Season
Navigate shaadi season without emptying your bank account—from outfits to gifts to travel, here's how to budget for being a wedding guest.
Diwali Shopping on a Budget: How to Celebrate Big Without Breaking the Bank
Celebrate the Festival of Lights without dimming your savings—practical tips for Diwali shopping that keep your budget bright.
Track Your Daily Budget on the Go
Download BUDGT to track expenses in Indian Rupee anywhere — even offline.
Download for iOS