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How to Throw a Party on a Budget: Save Money While Celebrating

· 12 min read
How to Throw a Party on a Budget: Save Money While Celebrating

Who says you need a big budget to throw an amazing party? Whether you’re celebrating a birthday, hosting a casual get-together, or planning a scenic picnic, memorable events don’t require expensive venues, catered food, or professional entertainment.

The secret to budget-friendly hosting isn’t deprivation—it’s creativity. With smart planning and the strategies in this guide, you can throw a party your guests will remember without financial stress afterward.


The Real Cost of Parties (And How to Cut It)

Let’s start with reality: the average party costs $200-500+ when you’re not careful. Here’s where that money typically goes:

CategoryTypical CostBudget Alternative
Venue rental$100-500Free (park, home)
Catered food$15-25/personPotluck or DIY ($3-5/person)
Decorations$50-100DIY + dollar store ($15-25)
Entertainment$100-300Free (games, playlist)
Invitations$20-50Free (digital)
Total (20 guests)$500-1,200$75-200

Party Cost: Traditional vs Budget-Friendly

Traditional Party $750
Budget-Friendly Party $125

The difference? Planning and priorities.


Your Budget Party Planning Framework

1

Set Your Total Budget

Decide what you can afford without stress. $50-150 is realistic for most budget parties. Enter this in BUDGT and track every expense.

2

Choose a Free Venue

Parks, backyards, beaches, or home. Free venues save $100-500. Check if permits are needed for larger groups.

3

Plan the Food Strategy

Potluck saves the most. Otherwise, choose one main dish you make in bulk. Avoid per-person servings—bulk is always cheaper.

4

DIY Decorations

Dollar store supplies, printables, and nature elements. Pick one focal area rather than decorating everything.

5

Organize Free Entertainment

Games you own, music playlist, photo opportunities. Entertainment should cost $0 for most parties.

6

Track and Adjust

Log every purchase in BUDGT. If one category runs over, cut another. Stay flexible.


Step 1: Set Your Party Budget

Before buying anything, decide your total spend. Here’s how to allocate it:

Budget Allocation by Category

CategoryPercentage$100 Budget$150 Budget
Food & drinks40-50%$40-50$60-75
Decorations15-20%$15-20$22-30
Entertainment10-15%$10-15$15-22
Supplies (plates, utensils)10-15%$10-15$15-22
Buffer/miscellaneous10-20%$10-20$15-30

Party Budget by Type

Party TypeGuestsRealistic Budget
Casual potluck10-20$30-50
Birthday party (DIY)10-15$75-125
Kids party (at home)8-12$50-100
Picnic gathering15-25$40-75
Holiday celebration15-20$100-150

Track party expenses in real-time

BUDGT shows exactly how much you've spent and what's left. Log each purchase while shopping—no surprises when the party's over.

Custom categories Spending insights Visual breakdown
BUDGT app category breakdown showing spending by category (1 of 2)
BUDGT app category breakdown showing spending by category (2 of 2)
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Step 2: Choose a Free or Low-Cost Venue

The venue is often the biggest expense—or the biggest savings.

Venue Comparison

VenueCostProsCons
Your backyardFreeFull control, convenientWeather dependent
Local parkFree-$50Scenic, plenty of spaceMay need permit, shared space
BeachFreeBuilt-in entertainmentSand, no facilities
Community center$0-100Indoor, facilitiesMay need reservation
Friend’s larger spaceFreeBetter if your space is smallDepends on relationships
Apartment common areaFreeConvenient for urban hostsCheck building rules

Park Permits

Group SizeTypical Rule
Under 15 peopleUsually no permit needed
15-30 peopleOften requires free/cheap permit
30+ peopleAlmost always requires permit
Any size with alcoholPermit + often prohibited

Call your local parks department 2-3 weeks ahead to check requirements. Many parks are free for small gatherings.

Making Free Venues Work

ChallengeSolution
No chairs/tablesAsk guests to bring blankets and camp chairs
No electricityBattery-powered speaker, skip string lights
No kitchenPrepare food at home, bring in coolers
Weather uncertaintyHave a backup plan (move to someone’s home)
ParkingInclude directions and parking tips in invite

Step 3: Plan Budget-Friendly Food

Food typically eats 40-50% of party budgets. Here’s how to minimize it:

The Potluck Strategy (Cheapest Option)

How to Frame ItWhy It Works
”Bring your specialty dish!”Guests feel proud to contribute
”Potluck so we can try everything!”Makes it about variety, not cost
”Bring a dish to share”Clear, direct, non-awkward

Assign categories to ensure variety:

Guest AssignmentExamples
Appetizers (3-4 guests)Chips/dip, veggie tray, cheese plate
Main dishes (3-4 guests)Pasta salad, sandwiches, casserole
Sides (2-3 guests)Salad, bread, beans
Desserts (2-3 guests)Brownies, cookies, fruit
Drinks (2-3 guests)Soda, juice, water

Your only costs with potluck:

  • Paper plates/napkins: $5-10
  • Utensils: $3-5
  • Ice: $3-5
  • Maybe one dish: $10-20
  • Total: $20-40

DIY Food Options (If Not Potluck)

Food TypeCost per PersonTotal (15 guests)
Build-your-own tacos$3-4$45-60
Pasta bar$2-3$30-45
Sandwich/wrap platter$3-4$45-60
Pizza (homemade)$1-2$15-30
Hot dogs/burgers (bought meat)$3-4$45-60
Chips, dips, finger foods only$2-3$30-45

Budget Food Shopping Tips

StrategySavings
Buy store brands20-30% less
Shop at discount grocers (Aldi, Lidl)30-40% less
Buy ingredients, not prepared foods50%+ less
Make one main thing in bulkCheaper than variety
Skip individual portionsBulk is always cheaper
Bake instead of buyingCakes/cupcakes cost 1/3 as much

Food Cost per Person by Strategy

Catered $20
Store-bought prepared $10
DIY from scratch $4
Potluck $1
Catered
Store-bought prepared
DIY from scratch
Potluck

Stay on budget while shopping

Log each grocery purchase in BUDGT as you shop. The daily view shows exactly what's left in your party budget—no checkout surprises.

Stay on track Visual feedback Instant updates
BUDGT app showing spending on track - yellow indicates good progress (1 of 1)
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Step 4: DIY Decorations on a Budget

Decorations set the mood, but they don’t need to be expensive.

Decoration Budget Breakdown

ItemDollar StoreRegular StoreDIY
Balloons (pack)$1-2$5-10
Streamers$1$3-5
Tablecloth$1-2$5-10
Banner$1-3$8-15Free (printable)
Centerpieces$3-5$15-30Free (nature)
String lights$5-10$15-25Use what you have

Best Bang for Your Buck

DecorationImpactCost
BalloonsHigh$2-5
String lightsHighFree (reuse)
Fresh flowers (grocery store)Medium-High$10-15
TableclothsMedium$2-5
One focal bannerMedium$1-5
Nature elements (leaves, branches)MediumFree

The One-Focal-Point Strategy

Instead of decorating everything, focus your budget on one area:

Focal PointWhat to DoCost
EntryBalloon arch, welcome sign$10-20
Food tableTablecloth, centerpiece, serving display$10-15
Photo spotBackdrop, props, good lighting$5-15
Guest seating areaString lights, flowers$10-15

Pick one. Do it well. Skip the rest.

Free Decoration Ideas

SourceWhat to Use
Your homeString lights, candles, nice dishes
NatureFlowers, leaves, branches, pinecones
PrinterFree printable banners, signs
PhotosDisplay photos of the guest of honor
FabricTablecloths from bed sheets

Step 5: Free Entertainment

Entertainment should cost $0 for most budget parties.

Outdoor Entertainment Ideas

ActivityWhat You NeedCost
FrisbeeFrisbee you ownFree
Corn holeBoards (or make from cardboard)Free-$30
Lawn bowlingPlastic bottles + ballFree
CroquetSet (or improvise)Free
BadmintonRackets + shuttlecockFree
Scavenger huntList you createFree
Water balloon tossBalloons$2-5

Indoor/Flexible Entertainment

ActivityWhat You NeedCost
Card gamesDeck of cardsFree
Board gamesGames you ownFree
TriviaQuestions you writeFree
CharadesNothingFree
DIY photo boothPhone + props from homeFree
Music playlistPhone + speakerFree
KaraokeYouTube + speakerFree
Conversation cardsPrint from onlineFree

Kids Party Entertainment

ActivityWhat You NeedCost
BubblesDollar store bubble solution$1-3
Sidewalk chalkDollar store$1-2
Relay racesNothingFree
Duck duck gooseNothingFree
Freeze danceMusicFree
Treasure huntItems from homeFree
Arts and craftsDollar store supplies$5-10
PiñataDollar store$5-10

The DIY Photo Booth

What You NeedWhere to Get ItCost
BackdropSolid sheet, curtain, or wallFree
PropsHats, glasses, signs from homeFree
CameraYour smartphoneFree
TripodProp phone against booksFree
Good lightingNear window or outdoorFree

Print a few simple props (mustaches, lips, signs) if you want—or skip them entirely. The photo booth is really just a dedicated spot with good lighting.

Save for your party without stress

Use BUDGT's daily approach to set aside money for your celebration. A little each day adds up to plenty for the party—without impacting your regular budget.

Savings goals Daily targets Progress tracking
BUDGT app savings mode showing goal progress and daily savings target (1 of 1)
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Step 6: Free Digital Invitations

Skip printed invitations entirely. Digital is free and easier.

PlatformBest ForCost
CanvaBeautiful custom designsFree
EviteEasy RSVP trackingFree
Paperless PostElegant designsFree tier available
Facebook EventsCasual gatheringsFree
Group textVery casualFree
EmailSimple, directFree

What to Include

InformationWhy
Date, time, locationBasic details
What to bring (potluck/BYOB)Sets expectations
Parking/directionsReduces day-of questions
RSVP deadlineHelps you plan food/supplies
Weather backup planOutdoor events especially

Sample Party Budgets

Budget #1: Casual Potluck ($35)

ItemCost
Paper plates, napkins, utensils$8
Ice$4
Your one dish contribution$15
Basic decorations (balloons, tablecloth)$5
Miscellaneous$3
Total$35

Budget #2: Birthday Party ($100)

ItemCost
Food (DIY taco bar for 15)$50
Birthday cake (homemade)$15
Decorations (focal point + balloons)$20
Paper goods$10
Ice$5
Total$100

Budget #3: Picnic Gathering ($60)

ItemCost
Sandwiches/wraps (DIY for 20)$35
Chips, fruit, snacks$15
Drinks$10
Paper goods$0 (ask guests to bring plates)
Decorations$0 (nature is the decor)
Total$60

Party Planning Timeline

TimeframeAction
3-4 weeks beforeSet budget, choose venue, pick date
2-3 weeks beforeSend invitations, plan food/potluck assignments
1 week beforeConfirm RSVPs, shop for non-perishables
2-3 days beforeBuy perishable food, prep what you can
Day beforeFinish food prep, organize supplies, charge devices
Day ofSet up early, enjoy your party

Day-Of Checklist

TaskTime Before Party
Set up tables/seating2-3 hours
Decorate1-2 hours
Set up food area1 hour
Set up entertainment30 minutes
Final walkthrough15 minutes
Relax and greet guestsParty time

Review your party spending

After the party, export your expenses from BUDGT. See exactly what you spent and use it to plan even better next time.

CSV export Full history Your data
BUDGT app data export feature for downloading spending history (1 of 1)
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Handling Common Challenges

ChallengeSolution
Rain forecast for outdoor partyHave indoor backup, communicate to guests
Too many RSVPsPotluck scales naturally; add more “bring a dish” requests
Not enough RSVPsReduce food quantities, personal follow-ups
Guest brings nothing to potluckHave backup snacks; don’t make it awkward
Running out of foodFocus on filling items; bread and chips stretch
Kids getting boredHave 2-3 backup activities planned
Budget overrun mid-planningCut one category entirely (usually decorations)

After the Party

ActionWhy
Log final expenses in BUDGTKnow your actual total
Note what workedReference for future parties
Note what didn’tImprove next time
Save reusable itemsDecorations, serving pieces
Send thank-yousGood manners, builds relationships

From Expensive to Memorable

The best parties aren’t expensive parties—they’re ones where people connect, laugh, and feel welcome. You can absolutely create that experience on $50-150.

The formula is simple:

  • Free venue (park, home, backyard)
  • Potluck or simple DIY food
  • Dollar store decorations focused on one area
  • Free entertainment (games, music, photos)
  • Track every expense to stay on budget

What makes a party memorable isn’t the catering or the venue rental. It’s the people, the conversations, and the joy of being together.

Plan smart, spend intentionally, celebrate fully.

Frequently Asked Questions

How much should I budget for a party?

A budget party can cost $50-150 for 10-20 guests when using the strategies in this guide. Allocate 40-50% for food, 15-20% for decorations, 10-15% for entertainment, and 20-25% for miscellaneous. Potluck style can reduce your food costs to nearly zero.

How can I set a realistic budget for throwing a party?

Start by deciding your total available amount, then break it into categories using BUDGT. Track spending in real-time while shopping. If one category runs over, immediately adjust another. The daily budget approach helps you save toward the party without impacting regular expenses.

What's the cheapest way to throw a birthday party?

Use a free venue (park, backyard), make it potluck-style, DIY decorations from dollar store supplies, and focus on free entertainment (games, music playlist). A birthday party can cost under $50 this way—mainly for cake, plates, and a few decorations.

How do I throw a party with no money?

Host a potluck where everyone brings food and drinks. Use a free venue like a park or home. Make decorations from things you have. Entertainment is free—games, music, conversation. Your only cost might be paper plates ($5-10). Focus on the gathering, not the spending.

Can BUDGT help me track party expenses while shopping?

Yes. BUDGT works 100% offline, so you can log purchases immediately at different stores. Add notes to track what each expense covers. Use categories to separate food, decorations, and entertainment. See your remaining budget in real-time to avoid overspending.

What food is cheapest for a party?

Potluck (free), pasta dishes ($2-3 per person), sandwiches/wraps ($2-3 per person), chips and dips ($1-2 per person), homemade pizza ($1-2 per person). Avoid individual portions—bulk always costs less. Homemade is almost always cheaper than store-bought.

How do I ask guests to contribute without being awkward?

Frame it positively: 'We're doing a potluck so everyone can share their favorite dish!' or 'Bring your specialty!' Assign categories (appetizers, mains, desserts) to ensure variety. Most guests prefer bringing something to arriving empty-handed.

What are the best free party venues?

Parks (check permit requirements), your backyard/home, beaches, community centers (some are free), apartment common areas, friend's larger space. Free venues save $100-500+ versus renting. Trade off: you may need to bring everything yourself.

How can I decorate cheaply for a party?

Dollar store supplies ($10-20 total), printable decorations (free), nature elements (leaves, flowers), string lights you already own, homemade signs/banners, balloons ($5-10). Focus on one impact area rather than decorating everywhere.

What entertainment is free for parties?

Lawn games (bring from home), card/board games, DIY photo booth with phone, music playlist (free streaming), scavenger hunt, trivia game you create, conversation cards. Kids parties: bubbles, chalk, relay races. Entertainment doesn't need to cost money.

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