Working with Lakhs and Crores: Why Hide Decimals Makes Budgeting in Rupees Easier

This post is crafted for our wonderful users in India—though the wisdom here applies no matter where you call home.

Here’s something the rest of the world finds fascinating about India: we count money differently.

While Americans talk about “millions” and “billions,” we count in lakhs (1,00,000) and crores (1,00,00,000). Our number system places commas after the first three digits, then every two digits.

This makes perfect sense to us. But it also means that when we use international apps for budgeting, the numbers often feel… off.

And then there’s the paisa problem.

The Decimal Dilemma

Most budgeting apps show amounts like this:

• ₹45,678.00
• ₹1,23,456.78
• ₹89,012.34

Those trailing zeros and paisa are everywhere. And for most practical budgeting purposes, they’re utterly useless.

Think about it:

• When you check your daily budget, do you care about 34 paisa?
• When you log an expense, do you enter ₹250.50 or just ₹250?

For 99% of budgeting tasks, rounding to whole rupees is not just acceptable—it’s preferable.

Why This Matters for Indian Users

1. We Deal with Large Numbers

With gold at ₹65,000 per 10 grams, phones at ₹80,000, and monthly rents at ₹25,000+, Indian budgets involve large numbers. Adding “.00” to everything is noise.

2. Paisa Are Practically Obsolete

When was the last time you paid in paisa? The 50-paisa coin was demonetized in 2011.

3. Mental Math Gets Faster

Quick: what’s ₹45,678.50 plus ₹23,456.78?

Now try: what’s ₹45,679 plus ₹23,457?

The second calculation is instant.

Setting Up BUDGT for Indian Users

1. Set Currency to Indian Rupees (₹): Settings → Currency → Select “Indian Rupee (₹)”
2. Enable Hide Decimals: Settings → Display → Toggle “Hide Decimals” ON
3. Enter Your Monthly Income: Clean numbers like ₹50,000
4. Set Up Recurring Expenses: Rent: ₹18,000, EMIs: ₹12,000

BUDGT calculates your daily spending limit from what’s left.

Works Offline—Perfect for India

BUDGT works 100% offline. No internet? No problem. Whether you’re:

• In a metro with patchy connectivity
• Traveling to tier-2/3 cities with limited data
• On a flight or train without WiFi

Your budget is always accessible.

No Bank Connection = Complete Privacy

Many budget apps in India require linking bank accounts. For users who prefer privacy:

• BUDGT never asks for bank details
• No OTP verifications
• No SMS reading permissions
• Your financial data stays on your device

Try It Yourself

If you’re managing a household budget in the lakhs, juggling multiple EMIs, or simply want cleaner financial tracking, the hide decimals feature might be exactly what you need.

Download BUDGT, set your currency to Rupees, toggle on hide decimals, and see the difference for yourself.

Budgeting in India just got a lot cleaner.